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How Medicare Agents Are Paid

As an independent Medicare insurance broker, our job is to give you an unbiased opinion on different Medicare plans. Because we are partnered with many different insurance carriers, we do not show favoritism to any carrier and represent YOU not the insurance companies. 

You can rest assured that we have your best interest in mind and will recommend a plan that will not only fit in your budget, but provide you with proper healthcare coverage. 

You do not pay us anything and your premiums do not increase because you have worked with us. 

So, how are we paid?

How is an independent Medicare broker paid?

An independent Medicare broker like Speir Agency Insurance will contract with many different insurance carriers. The reason they do this is because they are then able to shop your policy through different carriers and provide you with the most competitive price and coverage. Savvy shoppers know that an independent broker focus on educating their clients first, and then let them make the decision. This is the most ethical way we have found to do things. 

So, this is how the process works:


  1. You call or submit your request for Medicare information

  2. We compare your rates with 20 companies 

  3. You choose the policy that fits you best

  4. Our commission is paid by the insurance company

  5. We continue to provide you with our free support

Why is working with an independent Medicare broker best?

At Speir Agency Insurance, we help you understand Medicare and provide you with the information you need to make an informed decision. 

We are also able to provide you with information like financial ratings and rate trends that you may not be able to find on your own. 

And only independent brokers offer unbiased opinions on plans from different Medicare companies so you can feel comfortable and confident in your decision.

Is your service really free?

Yes, you do not pay a dime for our help. The price you pay for a Medicare Advantage, Supplement, or Part D plan will be the same whether you buy it from the insurance company directly or whether you get it through an independent broker like Speir Agency.


We make a commission from the insurance company for selling their product. That’s how Medicare agents are paid. If you buy direct, the insurance company keeps that commission and you don’t get the customer service that you would get from a broker like us.

We want to help you find the best Medicare plan for you

Speir Agency Insurance in Okemah, OK, is a national independent insurance brokerage agency that specializes in Medicare. Led by Shannon Speir, Taylor Carter, Richard Larabee and Shakara Shepard, the company is located on the main street at 411 W. Broadway, Okemah, OK 74859.

Our well-trained and experienced agents are ready to answer questions about your Medicare insurance and put together a comprehensive plan to fit your needs


Want more information about our insurance plans? Give us a call at 918-623-2476 or fill out the form below. We will set up a time to review any existing policies you may have and recommend any changes, if necessary.

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