Figuring out which Medicare plan is going to fit your needs and budget can be tricky. However, it is something we do every day and have done — successfully — for thousands of Medicare beneficiaries.
The best part is we do it for FREE.
Compare Medicare plans
During our process of helping you, the first thing we do is talk to you about your needs. We want to make sure that should you need medical care, you are covered.
Once you have told us what you would prefer to have in terms of health coverage, we begin comparing Medicare plans for you. We work to find you the best coverage for the best price.
Because we have done this for many, many years, we can typically find you proper coverage in the same day.
If you are worried about your budget — don’t be. No matter what your budget is, there is a plan available for you.
Compare Medicare Advantage plans
Medicare Advantage plans can sometimes be provided to you with a $0 premium. However, this does not mean it is free. Medicare pays a monthly sum to the insurance carrier to provide your care. That’s how premiums can be at no-cost to you.
You can enroll in a Medicare Advantage plan when you first get Medicare Part B. You can also do so during the annual election period each fall, which is from October 15 to December 7. Your benefits begin January 1.
Every Medicare Part C plan is required to have an out-of-pocket maximum. This amount is decided by Medicare each year. Currently, this number is $6,700.
However, each plan differs and you’ll find many plans that set a lower maximum.
This is a great value because Original Medicare has no out-of-pocket maximum. You are required to pay 20% of your services over and over.
Be sure to talk to a licensed Medicare specialist to see if a Medicare Advantage plan is right for you.
Compare Medicare Supplement plans
Each Medicare supplement plan plugs a different group of holes in coverage left behind by Original Medicare. Each has its own blend of cost-of-premium to coverage. Contact a licensed Medicare specialist from Speir Agency to discuss which Medigap plan is best for your healthcare needs.